UK Settlement Visa Refused In Thailand

UK Settlement Visa Refused In Thailand

The financial requirements for UK settlement visas underwent changes a couple of years ago, introducing a financial threshold under Appendix FM-SE of the Immigration Rules. This has made it easier for some sponsors, typically spouses or partners, to qualify, as the income threshold is set at £18,600 per year. Previously, sponsors had to demonstrate that they could “adequately support” their spouse and/or child. The financial requirements for spouse visas and settlement visas are set to increase to £29,000  as of April 2024, this represents a significant change that will impact visa applicants and sponsors.


However, not everyone meets this income threshold, which poses challenges for those without sufficient income. For them, it has become more difficult, if not impossible, to meet the requirements for settlement visas. This issue sparks concern and discussion, as it appears that individuals who fall short of the threshold are unable to bring their spouse, partner, or children to live with them in the UK.


It’s crucial to emphasise the importance of engaging a reputable agent in Thailand to navigate the visa application process successfully. Entry Clearance Officers have no discretion in cases where the sponsor’s income falls even slightly below £18,600 per year, resulting in automatic refusal.


Furthermore, the financial requirements do not consider the sponsor’s outgoings. Thus, a sponsor with the required income but significant outgoings exceeding £18,600 per year may still qualify. Conversely, a sponsor with an income of £18,599 per year and no outgoings will not meet the requirements.


It’s essential to approach the visa application process with careful consideration and seek assistance from experienced professionals to increase the chances of success.


The new spouse visa financial requirements include various options for meeting the threshold, either as an alternative to an annual income of £18,600 or in addition to it. These options include savings alone or a combination of income and savings. For instance, if relying on savings alone, the requirement can be met with savings of at least £62,500, which must have been under the sponsor’s control for at least six months. Additionally, property rental income can also be used to meet the requirement, providing alternatives beyond employment income.


While the requirement has become more straightforward for some, it has become more challenging for self-employed sponsors. Self-employed sponsors are now required to provide extensive documentation, including tax returns and evidence of National Insurance contributions paid, to demonstrate they meet the financial threshold. Requirements also differ for self-employed sponsors who are “sole traders” versus those with limited companies.


At Thai Visa Express, we specialise in the financial requirements for settlement visa applications, including understanding Appendix FM-SE. Since the introduction of these requirements in June 2012, we have not had any settlement visa applications refused due to financial requirements. If you’ve been informed that you do not meet the financial requirements or if your settlement visa application has been refused, please contact us for assistance. We can explore potential solutions and provide guidance tailored to your specific situation.


It’s essential to note that other factors, such as the genuineness of the relationship or the adequacy of accommodation in the UK, can also affect the success of a settlement visa application. Feel free to reach out to us for a free consultation, as we can assist you with various aspects of the application process.


This information was published in 2014, and there have been updates to the financial requirements scheduled for April 11, 2024, it’s important to acknowledge the changes and ensure that applicants are aware of the most current regulations.


As of April 11, 2024, there will likely be adjustments to the financial requirements for spouse visas and settlement visas. These changes may impact the thresholds for income, savings, or other financial criteria necessary to meet the visa requirements. It’s essential for applicants to stay informed about these updates and to seek guidance from reputable immigration consultants who are knowledgeable about the latest regulations.


At Thai Visa Express, we are committed to providing accurate and up-to-date information to our clients. We stay abreast of changes in immigration laws and regulations to ensure that we can offer reliable advice and assistance tailored to our clients’ needs. If you have any questions or concerns about the upcoming changes to the financial requirements for UK visas, please don’t hesitate to contact us for assistance. We’re here to help you navigate the visa application process with confidence.

Useful links about UK visa applications: :UK Immigration advice – Thai Visa Forum

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