This Appendix sets out the specified evidence applicants need to provide to meet the requirements of rules contained in Appendix FM and, where those requirements are also contained in other rules, including Appendix Armed Forces, and unless otherwise stated, the specified evidence applicants need to provide to meet the requirements of those rules. You can meet the financial requirements of Appendix FM using cash savings. The savings may be held in any form of bank/savings account (whether a current, deposit, or investment account, provided by a financial institution regulated by the appropriate regulatory body for the country in which that institution is operating), provided that the account allows the savings to be accessed immediately (with or without a penalty for withdrawing funds without notice). This can include savings held in a pension savings account which can be immediately withdrawn.
In respect of cash savings, the following the sponsor must provide :
- personal bank statements showing that at least the level of cash savings relied upon in the application has been held in an account(s) in the name of the person or of the person and their partner jointly throughout the period of 6 months prior to the date of application.
- A declaration by the account holder(s) of the source(s) of the cash savings.
The cash savings must fund have been in the ownership and under the control of the applicant, their partner or both jointly for at least the period of 6 months prior to the date of application.